Salt Lake City's Most
Trusted Rent-To-Own
Furnishings Solution
Get flexible payment options on furniture,
appliances, electronics, and mattresses — no credit needed, with
fast, free delivery in Salt Lake City.
Salt Lake City's Most Trusted
Rent-To-Own Furnishings
Solution
Get flexible payment options on furniture,
appliances, electronics, and mattresses — no
credit needed, with fast, free delivery in
Salt Lake City.
Start your Rent-To-Own Journey
Featured Rent to Own Deals This Week
Great deals on Rent To Own Furniture, Appliances, & More in West Valley City & Salt Lake City
Why Choose Action Rent to Own
Bi-Weekly, or Monthly Payments
We offer flexible payment options and your purchase plan can be bought out at any time!
No Credit Check Required
You're pre-approved, no credit needed, PLUS we accept all IDs (including international).
90-120 Day Same as Cash Option
This gives you the option of affordable weekly, bi-weekly, or monthly payments.
Free Delivery & Setup Throughout West Valley City & Salt Lake City
Free door-to-door delivery & installation on rent-to-own items!
Everyone Qualifies for Utah's Best Rent to Own Program
From short-term rentals to long-term rentals, our team will work with you to accomplish your vision.
Apply Now
Family-Owned Rent to Own Store Serving Utah Since 1978
Action Rent to Own is locally owned and operated, and we care about the things that the big companies don’t. With the best prices in town and our worry-free delivery service, we're here to provide your family with the high-quality products you need. Stop by to meet our friendly staff and browse our variety of rent to own items today!
Learn MoreFrequently Asked Questions
With rent-to-own, you can bring home furniture or appliances right away and pay for them over time. You make manageable weekly, biweekly, or monthly payments, and once you’ve finished all required payments—or use an early purchase option—the item becomes yours.
No. Rent-to-own is different from traditional credit or financing. You’re not opening a credit card or taking out a loan. Instead, you enter a lease-style agreement that gives you the option to own the product once you’ve made all the necessary payments.
You don’t need established credit. Most rent-to-own providers, including Action Rent To Own, do not rely on credit checks. Approval is usually based on your income and your ability to meet the payment schedule.
If a payment is missed, reach out to your Action Rent To Own store right away. Many rent-to-own companies can offer flexible solutions, such as short grace periods, adjusted arrangements, or the option to return the item without penalty if you can no longer keep up with payments.
Yes. Most rent-to-own contracts include an early purchase option. This lets you buy out the remaining balance for less than you would pay by making every scheduled payment to the end of the term.
The time to ownership depends on your specific rent-to-own plan and how often you pay. Agreements can run from a few months up to about 24 months, depending on the product and terms.
Many rent-to-own stores, including Action Rent To Own, provide fast delivery—often same-day or next-day. Exact timing can vary based on the item selected and your delivery address.
Yes. Most rent-to-own providers offer free delivery and professional setup. Some, like Action Rent To Own, may also assist with relocation or moving services if you change addresses during your agreement.
Rent-to-own locations typically carry both brand-new and preleased (previously rented) merchandise. Preleased pieces are discounted and are inspected and cleaned before being delivered to your home.
Rent-to-own stores usually feature well-known name brands across furniture, electronics, appliances, and mattresses. The exact brands and models available can differ from one Action Rent To Own store to another.
Most rent-to-own agreements include service coverage during the rental term. If a covered item stops working, contact your Action Rent To Own store. They typically arrange for repair or replacement at no additional service charge while you’re renting.
Yes. Your items are generally protected under the rent-to-own service coverage while you are making payments. Many products also carry original manufacturer warranties that may extend beyond your rental period once you own the item.
Yes. Rent-to-own is designed to be flexible. After Action Rent To Own’s three-month minimum rental period, you can return items at any time without penalty. When you return the merchandise after that minimum term, you are no longer responsible for future payments.
Many rent-to-own companies offer a reinstatement window—often up to 6 months—where you can reactivate your agreement on the same or a comparable item. Check with your Action Rent To Own store for specific reinstatement details.
In most cases, the total amount paid through rent-to-own is higher than a single cash purchase, though there are exceptions. In return, rent-to-own (through Action Rent To Own) gives you flexible payments, no credit requirements, included service, and the option to return items any time after the three-month minimum rental period.
Rent-to-own offers clear, predictable payments and does not create revolving debt or interest charges. Unlike credit cards, you have the option to return the product if your situation changes, without being left with a lingering balance.
If you move, contact your Action Rent To Own store. Many rent-to-own providers can help with relocation services or transfer your agreement to another store or service area, depending on where you’re going.
Yes. Many rent-to-own businesses allow you to browse selections and submit an application online. Your local Action Rent To Own store then coordinates delivery and service from there.
Yes. Rent-to-own companies typically require documentation of steady income—such as pay stubs, bank statements, or benefit letters—along with a valid ID. This helps confirm that the payment plan is manageable for you.
Yes. Depending on your verified income and approval, you can include several products—such as a living room set, appliances, and electronics—in a single rent-to-own plan with Action Rent To Own.
Your Local Utah Rent to Own Store
Action Rent to Own & Loans is a local, family-owned company that puts people first and values our community. If you need a single piece of furniture or an entire household furnished, we offer a variety of items such as sofas, kitchen tables, mattresses and bed frames, washers/dryers, refrigerators, TVs and electronics. From short-term rentals to long-term rentals, retail sales & rent to own financing, our team will work with you to finance your purchase and accomplish your vision. We even can price match equivalent items from other competing stores; just ask us! At Affordable, we value integrity and honesty; our objective is to support you and simplify the process however we can. It’s our mission to ensure that you leave our store happy, at ease, and pleased with our services.